The Department for Work and Pensions (DWP) has confirmed that many disabled people in the UK could receive up to £904 extra per month. This money comes through disability premiums, which are additional payments added to existing benefits. These payments are designed to support people with higher living costs due to their disabilities.
The best part is that in most cases, you don’t need to apply separately — if you qualify, these extra payments are added automatically. Let’s go step by step to understand how these payments work, who qualifies, and how much you can get.
What Are Disability Premiums?
Disability premiums are extra payments given to certain people who already receive disability-related benefits. They are meant to provide extra financial help for everyday costs.
There are three types of disability premiums:
- Standard Disability Premium
- Severe Disability Premium
- Enhanced Disability Premium
Depending on your situation, you might qualify for more than one premium, which can increase your total weekly or monthly payments.
Who Can Get Disability Premiums?
Not every benefit includes disability premiums. They are usually added to the following qualifying benefits:
- Income Support
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Housing Benefit
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
- Adult Disability Payment (ADP)
- Armed Forces Independence Payment (AFIP)
- Working Tax Credit (with disability element)
- Attendance Allowance
- Constant Attendance Allowance
- War Pensioners’ Mobility Supplement
- Severe Disablement Allowance
- Incapacity Benefit
To qualify, you (or your partner if you are a couple) must usually be under pension credit age and receiving at least one of the above benefits.
How Much Can You Get?
The amount you receive depends on which premium you qualify for. Here is a table showing the weekly and monthly rates:
| Premium Type | Weekly Rate (Single) | Weekly Rate (Couple) | Monthly Equivalent (Approx.) |
|---|---|---|---|
| Standard Disability Premium | £43.20 | £61.65 | £187 – £267 |
| Severe Disability Premium | £89.20 | £165.80 (both qualify) | £386 – £719 |
| Reduced Couple Severe Premium | N/A | £81.50 | £353 |
| Enhanced Disability Premium | £21.20 | £30.25 | £92 – £131 |
If you qualify for more than one type of premium, your total amount can add up. For example:
- A couple who qualify for both the disability premium and severe disability premium could get £227.45 per week, which equals over £909 per month.
Severe Disability Premium – Extra Rules
The Severe Disability Premium (SDP) is one of the highest-paying premiums, but it has special rules.
To qualify, you must:
- Be receiving the disability premium or income-related ESA, and
- Be getting one of the following:
- DLA care component (middle or highest rate)
- PIP daily living component
- AFIP
- Attendance Allowance
- Adult Disability Payment (daily living component, standard or enhanced)
This premium can add up to £89.20 per week for a single person or £165.80 for a couple (if both qualify).
Enhanced Disability Premium
The Enhanced Disability Premium provides extra money if you or your partner receive higher-level disability benefits.
- £21.20 per week for a single person
- £30.25 per week for a couple
If you are on income-related ESA, you can only get the severe or enhanced premium, not both.
Do You Need to Apply?
In most cases, you do not need to apply separately. The DWP will add the payments automatically if you qualify. However, it is always a good idea to check your benefit award letter or contact DWP if you think you are missing out.
Why These Payments Are Important
Living with a disability often comes with extra costs such as medical equipment, transport, or higher household bills. These extra DWP payments help reduce financial stress and ensure people get the support they need.
The DWP extra £904 monthly payment is a major financial support system for disabled individuals and couples in the UK. By combining different types of disability premiums, many people can significantly increase their benefits.
If you are receiving PIP, DLA, ESA, or other qualifying benefits, you may already be entitled to these payments automatically. Always check your eligibility so you don’t miss out on money that could make a real difference to your life.
This scheme highlights how the UK government continues to support vulnerable groups, ensuring financial stability for those facing additional challenges due to disability. Staying updated about your entitlements is essential, as missing out could mean losing hundreds of pounds each month.
FAQs
How much is the maximum disability premium I can receive?
If you qualify for both the disability and severe disability premium as a couple, you could receive over £909 per month.
Do I need to apply for disability premiums separately?
No, in most cases, the DWP adds the payments automatically if you qualify for the right benefits.
Can I receive more than one disability premium at the same time?
Yes, you may qualify for more than one premium, which can significantly increase your total payments.