For many UK pensioners, the rising cost of living makes every expense count. One cost that has been at the centre of debate is the TV licence fee, which in 2025 costs £169.50 per year. For those living on a fixed pension income, this annual payment can feel like a heavy financial burden.
The good news is that the free TV licence scheme still exists for eligible pensioners, but rules have changed in recent years. Many people remain unsure about who qualifies and how to apply.
This article explains the current 2025 eligibility rules, how the scheme works, and what pensioners must know to avoid unnecessary payments.
Why TV Licence Fees Matter for Pensioners
The TV licence is a legal requirement for anyone watching live broadcasts or using BBC iPlayer. The fee funds the BBC’s TV, radio, and online services. Without a licence, households risk fines of up to £1,000.
For older people, TV is not just entertainment — it’s often a vital source of news, companionship, and connection. That’s why the free TV licence scheme was introduced, but eligibility has become narrower since 2020.
History of the Free TV Licence Scheme
- Before 2020: All over-75s received a free licence, fully funded by the government.
- From 2020 onwards: Responsibility shifted to the BBC, and eligibility was reduced.
- Current 2025 scheme: Only those aged 75 or over AND receiving Pension Credit qualify for a free TV licence.
This change remains controversial, with charities arguing that many pensioners just above the Pension Credit threshold are excluded unfairly.
Who Qualifies for a Free TV Licence in 2025?
To qualify, you must meet both conditions:
- Be aged 75 or older.
- You (or your partner living with you) must receive Pension Credit (Guarantee Credit or Savings Credit).
If you are over 75 but not receiving Pension Credit, you will still need to pay the £169.50 annual fee.
The Link Between Pension Credit and TV Licences
A major issue is that around 850,000 eligible pensioners are not claiming Pension Credit. By missing out, they also lose access to the free TV licence.
Pension Credit can:
- Boost your weekly income.
- Unlock benefits such as housing support, free NHS dental care, and discounted heating costs.
- Qualify you for a free TV licence.
How to Apply for a Free TV Licence
The application process is simple:
- Check eligibility – confirm you are 75+ and receiving Pension Credit.
- Apply online or by phone – contact the official TV Licensing service.
- Provide proof – National Insurance number and Pension Credit details are required.
- Renew annually – proof of Pension Credit must be updated each year.
What If You’re Not Eligible?
If you don’t qualify, there are still options:
- 50% discount for pensioners who are blind or severely sight-impaired.
- Flexible payments – spread the cost monthly or quarterly.
- Local council support – some areas offer additional help for pensioners struggling with bills.
Key Facts About Free TV Licence Scheme (2025)
| Category | Details |
|---|---|
| TV Licence Fee (2025) | £169.50 per year |
| Free Licence Age Requirement | 75 and over |
| Extra Requirement | Must receive Pension Credit |
| Number Missing Out | ~850,000 eligible but not claiming |
| Renewal | Must be renewed annually |
The free TV licence scheme for pensioners remains a vital support tool, but eligibility is now limited to those aged 75 or over and receiving Pension Credit.
With nearly 850,000 pensioners missing out, it’s crucial that those eligible apply for Pension Credit to unlock this benefit. For many, claiming could mean not only a free TV licence but also extra financial help during the cost-of-living crisis.
FAQs
Do all over-75s get a free TV licence?
No. Only those aged 75+ AND receiving Pension Credit qualify.
Can I get help if I’m not on Pension Credit?
Yes, discounts and council support may be available, but the licence itself will not be free.
Is the free licence automatically applied?
No. Pensioners must apply each year and provide proof of Pension Credit.